Business term financing is an unsecured product that allows the issuer to break down payments into monthly installments.

The tenor ranges between 1 month to 24 months.

The returns range from 8% - 18% p.a. depending on the credit risk of the issuer. 

Payments are made monthly and comprise of principal and returns. The date of the first payment depends on when the funds have been disbursed to the SME. The table below explains when payments are due according to the disbursement date of the investment note.

You can expect your payments within 7 working days after the payment date stated on the platform. There may be delays if the date of payment falls on a public holiday or a weekend.