What differentiates SME digital financing from traditional financial institutions, is that we're able to offer short term financing to businesses.

The time taken between a completed financing term application to credit assessment, financing term approval and finally issuer acceptance can happen in the matter of days and often simultaneously together with other applications. 

Issuer could take minutes, days or weeks to accept a financing term offer and once they do, we immediately publish the fact sheet for investors to review. We try as much as possible to give notice the day before so that you'd have time to top up your available balance. 

To avoid the hassle of rushing to deposit money into your investor account, or missing out on a good investment opportunity because of insufficient account balance, we recommend that you maintain a healthy available balance, especially since the Auto-invest 2.0 feature is launched. 

For some investors who invest between RM100 and RM500 per financing term, we recommend a balance of at least RM3,000 to ensure sufficient funds for the financing term volume. For investors who invest between RM500 and RM1,000 per financing term, a balance of at least RM5,000 is recommended.