The terms and numbers you see on your portfolio can often be difficult to understand or misinterpreted. Here, we break them down for you in simpler terms:
Total Deposits: The total amount of deposits made that have been allocated to your Investor account
Total Withdrawals: The total amount of withdrawals that have been requested, including pending requests
Total Invested: Your total cumulative Investment amount which includes the re-investments from your payments
Annualized Portfolio Performance: Weighted average annualized returns based on all the Notes that you have invested in, less the proportion of your defaulted Principal.
Total Income: Total returns, compensation, Early returns payments received on all Invested Notes
Bonus received: Cash-backs and promotional offers
Total Expenses: Service fees + Withholding taxes
Service fees: The fees that Funding Societies charges Investors on their returns earned from successful payments -this will vary across different investment opportunities, please click here to learn more about our service fees.
Withholding taxes: Tax withheld for any non-Malaysian tax resident on returns earned
Net income: Investment returns + Bonus received - Expenses. It does not factor in principal defaulted.
Number of Investments: The total number of financing terms on your Portfolio that you have invested in, not including ongoing investment opportunities
Expected Returns (RM): The total amount of returns expected to be received, from the total invested amount
Investments Ongoing: The number of investment opportunities on your Portfolio that have not been completed and defaulted
Due Unpaid this month (RM): Outstanding amount and defaulted payment from previous month will be accumulated here
Expected Payments this month (RM): The total expected payments from installments due this month inclusive of defaulted notes and payments already distributed to investors
Outstanding principal (exposure) (RM): Total Principal of all investments - Total Principal received
Principal defaulted (RM): The total amount of your Invested principal on investment opportunities that have defaulted
Upcoming Payments: The expected principal and returns on investment opportunities Invested over the next 6 months, excluding payments already distributed to investors and defaulted notes